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If it’s an investing question, the usual debate goes something like this: Buying allows for capital appreciation and tax advantages, but renting is cheaper and you could be investing the extra money in the stock market. Both points are equally valid, as far as they go.
But for most people, home ownership is as much of an emotional issue as it is an investment, so you need to factor that in. And the reality is that buying a home isn’t always better than renting and renting doesn’t always provide every convenience you may believe it does.
There are some key points to think about when deciding between renting or buying, and there are benefits and drawbacks to each.
Before diving into which option makes the most sense, you have to know the answer to one important question:
“Can I afford to buy a home?”
The answer there is about evaluating your... ...
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