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Planning ahead for the care you’ll need when you can no longer care for yourself is one of the most necessary parts of a comprehensive financial plan. It combines two of the most important factors of risk management: ensuring your needs are met in the way you want them to be, and that funding is there to pay for them.
The aging of boomers has changed the landscape for many aspects of financial plan, and long-term care insurance (LTC) has evolved to keep up. Living assistance options have grown and changed for the better, and there are more stages and levels of care. It’s a complex topic, but we’ve broken down the big things you need to know about, to get you started.
As people age, they may require long-term healthcare and assistance ranging from more independent seniors who need some help at home with basic daily needs such... ...
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