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When it comes to finding balance in your spending, standard advice says that you need to make a budget. How successful is that? One survey found that 74% of consumers say they have a budget, yet 79% fail to follow it.1
So, how can we flip the script on this story?
We break down how you can create a saving and spending plan that sticks.
When thinking about balance, it’s easy to imagine a scenario where you don’t have to keep track of your spending, and everything always goes according to plan. But the reality is that no budget or spending plan is ever going to be perfect. Creating balance in your spending starts with creating direction and then adjusting along the way because, as we know, life happens.
Circumstances might change to where saving money isn’t possible for a period. On the other end of the spectrum, you may experience a... ...
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